Strategic Financial Interventions for Small Business Sustainability in Economically Disadvantaged Communities

Abstract

This paper explores the role of strategic financial interventions in promoting small business sustainability within economically disadvantaged communities. Drawing on global case studies from Kenya’s M-Pesa and Bangladesh’s Grameen Bank to the U.S. PPP Loan Program the research identifies core mechanisms that support resilience: microfinance, digital financial inclusion, public-private partnerships, and capacity-building. Results demonstrate that community-centric and technology-driven interventions are most effective when tailored to local contexts and inclusive of vulnerable groups such as women and rural entrepreneurs. The paper concludes with a framework for scalable intervention design that integrates financial inclusion, ecosystem development, and digital transformation to foster inclusive recovery and long-term economic resilience.